Posts tagged ‘finance’

July 7, 2009

Feeling Financially Depressed?

One common feeling or emotion that is common during the current economic downturn is depression and confusion. Financial uncertainty can leave anyone during this current credit dibacle asking, wondering, pondering, searching for those tough questions to being answered. Maybe a reason that family time is becoming a past trend that is making it’s way back to what homes are left amongst our society.

The closeness of familiar faces and the warmth of a strong family bond seems to allow those that have been affected by the lack of responsable spending practices. There is nothing more soothing than the relaxed state of mind that family brings, and with it now being the summer season, the motivation towards being an active family is even more pleasurable than being in the fourth month of unemployment.

What are you doing with your family during these trouobled times?

July 6, 2009

Rapid Response Services For Laid Off Workers!

For those that have been experiencing trouble getting a job, still, I’ve gone to the department of Labor to bring forth the information below.

It seems that there are services that are geared towards getting people re-employed in a timly manner. The service is called “Rapid Response”. It offered via One-Stop Career Centers/Workforce. I’m sure that for those that are still having trouble getting a job in this rough economy, the mentioning of this service may aid in the placement of a job.

Good Luck!

Being laid off from your job is one of the most traumatic events you can experience in life. However, you do not need to go through this transition alone. Working with your employer, there are services and resources that can be brought to you, on site at your company prior to your layoff date. These services and resources are part of a program called Rapid Response, which will customize services and resources to your needs and the needs of your company, with a goal of getting you back to work as soon as possible and minimize the disruptions on your life that a layoff will cause. The Rapid Response team will provide you the means to maintain an income (unemployment insurance), information on health insurance options, access to skills upgrading and training resources, and much more. This service is extremely valuable: the earlier services are begun, the better. Services and resources vary, so be sure to attend Rapid Response sessions when they are offered so that you are aware of the full array of benefits for which you may be eligible.

Department of Labor

June 27, 2009

Affordable Housing, Florida Response

Dear Mr. Shaw,

Thank you for your recent email regarding funding for affordable housing in Florida. As your State Representative, I appreciate learning of your concerns.

The fiscal challenges we’re experiencing in Tallahassee are a symptom of a slowing economy nationwide, not just in Florida. We are facing an unprecedented $6.3 billion deficit for next fiscal year and will be forced to make tough decisions regarding Florida’s budget.

Let me be clear – I don’t relish the fact that we are being forced to make these tough decisions, but we were elected to serve in good times and in bad, and we are constitutionally mandated to balance the budget. Unlike the federal government, we cannot spend money that we do not have.

As you are aware, over the last ten years we have appropriated $2.8 billion for affordable housing programs. Unfortunately, with continued decreases in state revenues we do not have the resources to fully fund these programs this fiscal year. After much deliberation and consideration, the House’s budget proposal returns $123 million from the Florida Housing Finance Corporation to General Revenue in order to offset reductions to education, health care and public safety. This is a onetime transfer for the 2009-10 Fiscal Year and funding can be restored for next year. It is critical to understand that even though the House isn’t proposing to fund affordable housing this year, Florida will receiving over $559 million in federal stimulus money for affordable housing programs.

Our reductions to the Florida Housing Finance Corporation are not because we do not recognize the importance of affordable housing programs, but rather because we believe Florida is in a unique position at this time. For example, Florida currently has a surplus of 385,000 unsold homes on the market, which is 20 months of inventory. At a time when home prices are plummeting and there is an abundance of affordable housing, adding new housing can actually exacerbate the State’s economic problem. Home prices have also fallen about 20 percent in the past year, making it more affordable than ever to buy.

There are also federal, state and local housing programs that can help buyers purchase existing homes. In the American Recovery and Reinvestment Act the First-Time Homebuyer Tax Credit was increase from $7,500 to $8,000 for purchases on or after January 1, 2009, and before December 1, 2009. The Florida House also has legislation this year, House Joint Resolution 97, provides an additional homestead exemption for a homeowner the first time he or she establishes a homestead in Florida.

Again, thank you for taking the time to share your concerns regarding affordable housing funding. As we continue through the budget process I will keep your thoughts in mind. If I may be of assistance to you in any way, please do not hesitate to contact me.

Sincerely,

Representative Baxter G. Troutman

June 26, 2009

“ACTION AGAINST HUNGER” blog posting

I chosen to allow the information directed towards the services of the action against hunger network to being provided on my blog. Feel free to use some of the information posted to become aware of how you may participate.

Aaron Shaw

ACTION AGAINST HUNGER | ACF-USA
http://www.actionagainsthunger.org
Phone: 212-967-7800

Join our online network:
Facebook: http://www.facebook.com/pages/Action-Against-Hunger/13885075114?ref=ts
Twitter: http://www.twitter.com/acfusa
Change: http://www.change.org/actionagainsthunger
Youtube: http://www.youtube.com/user/acfinternational

June 23, 2009

What can the Orlando Magic expect next?

Given the fact that this season has had its up-and-downs as far as individual and team effort is concerned, however as far as a financial approach the franchise has left not only fans but the community pondering what is the next approach to being taken by the franchise.

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June 21, 2009

Sadowski Housing Trust Fund

Florida continues to face its greatest housing crisis ever, despite having prepared for such a crisis in 1992 with the establishment of the Sadowski Housing Trust Fund.

Yet, in 06/07, when the Sadowski Housing Trust Fund doc stamp tax generated more nearly $940 million dollars, only $545 million was allocated for housing and hurricane housing recovery programs in the state. Housing costs have increased by at least 77 percent since 2002 while the median income has risen just 1.4 percent. Homelessness in the state is at record numbers and each family needs significantly greater assistance than they would have needed six years ago. Coupled with our state’s innovative housing programs, we have enough resources to address this housing crisis, but only if the cap is removed and Sadoswki fully funded.

These small grants are provided to 28 local coalitions to fulfill the myriad of responsibilities assigned to them under state law and help equip them to mobilize and coordinate the local response to homelessness.

Attention towards a rural provision is expected to being met as counties in Florida such as Polk are becoming aware of the threats of homelessness.

“Homeless Person” refers to an individual who lacks a fixed, regular and adequate nighttime residence.
The term does not refer to any individual imprisoned or otherwise detained pursuant to state or federal law. Why?

June 21, 2009

Homeless Children and Youth Act of 2009

Mr. Shaw –

Thanks for your phone call. Congressman Davis is planning to continue his work on changing the definition of “homeless” in the 111th Congress. You may be aware of the “Homeless Children and Youth Amendment” that the Congressman offered at the committee mark-up of HEARTH in the fall. He recently joined Congresswoman Biggert to introduce the amendment as a stand alone bill in the 111th Congress (H.R. 29, the Homeless Children and Youth Act of 2009).

Let me know if you have any additional questions I can answer. Thanks.

Lauren O’Brien

Legislative Director

Office of Congressman Geoff Davis (KY-04)

1108 Longworth House Office Building

Washington, D.C. 20515

(202) 225-3465

June 21, 2009

Home Buyer Assistance

Dear Mr. Shaw:

Thank you for writing to Governor Charlie Crist expressing your views on Senate Bill 2636 relating to Home Buyer Assistance currently being considered by the Florida Legislature. At present, this bill has not been adopted by the Legislature. The Governor appreciates hearing your views and asked that I respond on his behalf.

The Executive Office of the Governor follows all bills as they move through the legislative process. Generally, Governor Crist does not take a position on a specific bill until it has been adopted by the Legislature and presented for his action, as bills can be amended substantially during the legislative process. Please be assured, when final legislation is presented to the Governor, the concerns and views of Floridians like yourself weigh in his decisions.

Again, thank you for taking the time to write to Governor Crist. Your thoughts are very important to him. You may also wish to share your comments with your local legislators as they develop and make decisions on related legislative proposals.

Sincerely,

Aundra Bryant

Office of Policy and Budget

Executive Office of the Governor

June 18, 2009

Economic Stimulus Package

Dear Mr. Shaw:

Thank you for contacting me about the economic stimulus package. I appreciate hearing your views.

The American people are hurting. They are losing their homes, their jobs, their businesses and their life savings. Economists across the political spectrum agree that the government needs to take bold and immediate action to stimulate the economy and curb the risk of a protracted economic recession.

I believe that the government has to do something to get us out of this economic tailspin, and doing nothing isn’t an option. I voted for the economic stimulus package because I believe it is narrowly targeted to spend and invest in ways that will get the economy moving again. It invests in our infrastructure, creating badly needed jobs, and provides critical tax relief to businesses and middle-class Americans. It also shores up unemployment benefits and food stamps, provides aid to seniors and disabled veterans, and invests in our children through 21st Century education. The bill improves access to health care, and promotes energy independence.

I’ve read the entire stimulus bill and I believe it will preserve and create millions of good-paying jobs, help States like Florida manage budget shortfalls, and advance our infrastructure to meet modern demands. Congress passed the bill on February 13, and President Obama has now signed it into law.

Unfortunately, there has been a lot of misinformation and inaccurate reporting on this legislation. The stimulus bill does nothing to “socialize” medicine. In fact, it does three things that really help people. First, it lowers the cost of insurance for people who lose their jobs. Second, it gives more money to States to cover medical care for low-income Americans and the uninsured through the Medicaid program. And third, it provides federal funding for the development and use of electronic health records to help doctors and hospitals be more efficient.

Based on what I hear from folks across Florida, it’s clear that we need to fix the problems caused by this economic crisis. But we must take care with taxpayer money. Last year I voted against spending $700 billion to bail out Wall Street because the bill lacked meaningful relief for homeowners facing foreclosure and didn’t include adequate protections for American taxpayers. I remain committed to reducing wasteful spending and improving transparency in Federal funding. And once we have returned to prosperity, I remain equally committed to tackling our burgeoning Federal deficit.

I appreciate your comments as they help me serve you better in the Senate, and I look forward to hearing from you should you have any future concerns.

June 17, 2009

Minimum wage the new living wage!

Despite the current struggle in regards to our nations economic crisis, let it be known that it seems to negate the problem with homes being foreclosed one may take a look at our current living wage standard.

An assumption taken against the cost of living that is expected out of a general area, it is safe to say that as a Floridian I’m assumed to make roughly $16.68 an hour to reside in the state at a comfortable level. Meaning that all my bills are being paid on time and that I have not neglected and of my expected obligations. One can find descriptions of both minimum wages and living wages as the amount a full-time worker should be paid to earn a decent living, to meet basic family needs, to avoid poverty, and so on. The minimum wage is often described as a “starting wage” or a “wage floor” or “a wage to protect the most vulnerable workers,” in contrast to the living wage as a wage that can sustain a family.

As job loss is continuing to present itself as a hassle, the expected criteria that goes along with the interpretation of a fair and consistent wage agreement will soon be tested. With the introduction of a new president we as a nation also received an incentive as the minimum wage went up as well in the beginning of the year; however, with our nation lacking resources what will the new projection of a wage agreement be by the time this crisis is resolved?